Business Loan Guides
We've assembled some guides to support your business in exploring the landscape of loans and finance.
Top Guides
A Guide to Invoice Finance
Invoice finance releases cash tied up in unpaid invoices, often within 24 hours. Learn how factoring and invoice discounting work, what they cost and who they suit.
Secured vs Unsecured Business Loans: What's the Difference?
Secured and unsecured business loans suit different situations. We compare rates, borrowing limits, speed and risk to help you choose the right type for your business.
How Much Can Your Business Borrow? A Guide to Business Loan Amounts
Lenders often consider loans of up to around 40% of annual turnover. Learn how lenders decide what your business can borrow and how to strengthen your position.
A Guide to Working Capital Loans
Working capital loans help established businesses cover the gap between money going out and money coming in. Learn how they work, what they cost and when to use one.
All Guides
Understanding Business Loan Interest Rates and Fees
Business loan costs go beyond the headline rate. Learn how fixed and variable rates work, which fees to look for and how to compare loan offers on true total cost.
How to Refinance a Business Loan or Consolidate Business Debt
Refinancing can cut the cost of existing business borrowing or merge several facilities into one. Learn when it saves money, when it doesn't and how to do it properly.
A Guide to Revolving Credit Facilities
A revolving credit facility lets your business draw, repay and redraw funds as needed, paying interest only on what you use. Learn how they work and when they beat a loan.
Can You Get a Business Loan with Bad Credit?
Bad credit makes business borrowing harder but rarely impossible. Learn what lenders check, which finance options remain open and how to rebuild your business credit profile.
Guarantors and Personal Guarantees for Business Loans
Learn about guarantors and personal guarantees for business loans: key aspects, risks, and their role in securing finance for your business.
A Guide To Getting a Small Business Loan
Navigate the path to success with our guide on getting a small business loan. Discover tips, options, and steps to secure the financing you need.
A Guide To Business Startup Loans
Start your entrepreneurial journey with confidence. Our guide to business startup loans covers options, tips, and strategies for securing financial success.
A Comprehensive Guide to Asset Financing
Understand asset financing in this guide. Learn how it works, its benefits, and key types of financing options to help businesses secure essential assets.
Guides & Tools
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